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About StructuredSales.org

Clear, plain-English education on structured installment sales under IRC §453 — so sellers and their advisors can make confident decisions about deferring capital gains tax.

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Our Mission

StructuredSales.org is an independent educational resource for structured installment sales — the IRC §453 strategy that lets sellers of businesses, investment real estate, and other appreciated assets spread capital gains recognition over time instead of taking the full tax hit in the year of sale.

We serve two audiences: sellers weighing their exit options, and the CPAs, attorneys, brokers, and financial advisors who guide them. Both need the same thing — accurate mechanics, honest trade-offs, and tools to run the numbers — presented without a sales pitch.

Education comes first. When you're ready to act, we can connect you with professionals who specialize in these transactions, but nothing on this site requires a commitment or a phone call.

Why This Platform Exists

Fragmented Information

Most guidance on structured installment sales is scattered across carrier documents, legal articles, and tax references — with no central place to get the full picture.

Analysis Paralysis

Sellers and advisors face a wide range of exit possibilities — lump sum, 1031 exchange, deferred sales trust, installment sale — but lack a clean way to compare them side by side.

Practical Need

People need working tools and plain-language context they can act on, not just theory. That's why the calculator, guides, and comparisons here are free to use.

Current Focus & Roadmap

Available Now

A lump-sum vs. structured sale tax calculator, an in-depth resource library on IRC §453, and access to professionals who specialize in these transactions.

In Progress

Expanded white-paper library and more role-specific guidance for professionals.

Coming Soon

Deeper member resources, marketing material, improved collaboration tools, and enhanced content organization.

Who's Behind This Site

StructuredSales.org is built and maintained by professionals who work with structured installment sales every day — not by an anonymous content farm.

Sean Whitehead

Structured Settlement Consultant & Content Contributor

Sean is a structured settlement consultant who writes about using structured installment sales under IRC §453 to defer capital gains tax on the sale of businesses, investment real estate, professional practices, and other appreciated assets.

His work focuses on translating the mechanics of the installment method — gross profit percentage, payment scheduling, assignment companies, and carrier-backed funding — into plain-English guidance that sellers and their CPAs, attorneys, and brokers can act on.

  • Structured installment sales and the IRC §453 installment method
  • Capital gains tax deferral on business and real estate sales
  • Comparisons with 1031 exchanges and deferred sales trusts
  • State-specific capital gains considerations
  • Risk, carrier strength, and compliance for deferral structures
View full profile & articles

Our Editorial Standards

Trust is earned. Every piece of content on this site follows the same ground rules.

Balanced, Not a Sales Pitch

We cover the limitations of deferral strategies — depreciation recapture, carrier risk, liquidity trade-offs — with the same weight as the benefits.

Plain English, Real Mechanics

We explain how the installment method actually works — gross profit percentage, payment schedules, gain recognition — instead of hiding behind jargon.

Education, Not Advice

Nothing here is tax, legal, or financial advice. Every strategy should be confirmed with your own CPA or tax attorney before you act on it.

See What a Structured Sale Could Do for You

Run your own numbers in the calculator, or reach out with questions about your situation.

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